Picture Car Glossary
Certificate of Insurance (COI) for picture cars
What is a certificate of Insurance (COI) for picture cars?
Updated June 2026 · Revolution Picture Cars
Also called COI, or insurance certificate.
A Certificate of Insurance, or COI, is an official document proving that the production carries adequate insurance to cover liability and property damage involving the rented picture car.
The COI should name both the production company and the vehicle owner as additionally insured parties. Car owners should always obtain and review a valid COI before allowing their vehicle to leave their possession. Coverage amounts, deductible terms, and exclusions vary and should be reviewed with care before signing any rental agreement.
Example
An owner will not release a $180,000 car without a certificate naming them, at the value they specify, with the production as the insured. A certificate for the wrong amount or the wrong name is rejected at pickup.
Figures are illustrative, chosen to show the mechanics rather than to quote market rates.
Where you'll see it
Issued by the production's broker and held by accounting before the wrangler collects the vehicle.
Common mistake
Requesting the certificate the day before pickup. Brokers need lead time, and a certificate naming the wrong entity or the wrong value has to be reissued before the car moves.
Related questions
- What does a picture car COI have to show?
- The production as insured, the owner named as required, and coverage at the value the owner specifies for that vehicle.
- Who issues the certificate?
- The production's insurance broker, at the coordinator's request, and accounting holds it on file before the wrangler collects the car.
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