Film Accounting Glossary

Cost to complete

What is cost to complete?

Also called CTC.

Cost to complete is the estimate of everything still left to spend from today through delivery, and it is the judgment call at the heart of the cost report.

It is not simply budget minus actuals: it has to reflect the real remaining schedule, known overages, and department heads' revised estimates. An estimate to complete built by subtraction rather than by asking the departments is how productions get blindsided in the final weeks.

Example

Budget minus actuals says $840,000 remains. Asking the departments produces $1,020,000: construction has a rebuild coming, transportation needs three extra vehicles for the finale, and post has not priced the final VFX shot count. The second number is the real one.

Figures are illustrative, chosen to show the mechanics rather than to quote market rates.

Where you'll see it

The forward-looking column of the cost report, rebuilt weekly from department head input rather than derived by subtraction.

Common mistake

Deriving it by subtracting actuals from budget. That produces whatever number keeps the report tidy, and hides every overage the departments already know about.

Related questions

How do you calculate cost to complete?
By asking each department what its remaining work will cost against the current schedule, then summing those estimates. Not by subtracting spend from budget.
Why is budget minus actuals the wrong way to estimate?
Because it assumes the remaining work matches the original plan. Any schedule slip, scope addition, or known overage is invisible in that arithmetic.

Related terms

Written and maintained by the team at Revolution Picture Cars, who budget and invoice picture-car rentals for productions. General explanation of industry practice, not tax, legal, or accounting advice. Union rates, incentive rules, and tax law change; confirm the current terms with your production accountant, your payroll company, or the relevant film office before relying on them.

Last updated August 2026.