Film Accounting Glossary

Independent contractor

What is an independent contractor?

Also called 1099 contractor, or self-employed.

An independent contractor is a worker paid without employment withholding and reported on a 1099 rather than a W-2, appropriate only where the working relationship genuinely lacks the control that defines employment.

Most production crew are employees regardless of what a deal memo calls them, and misclassification exposes the production to back taxes, penalties, and union claims. Loan-out corporations are the accepted structure for treating an individual's services as a vendor relationship.

Example

A production pays a set dresser on a 1099 to save the fringe load. The dresser works production hours under a department head's direction using production equipment, so they are an employee in substance. The exposure is back taxes, penalties, and a union claim.

Figures are illustrative, chosen to show the mechanics rather than to quote market rates.

Where you'll see it

A classification decision made at hire, not a label chosen at payment. Loan-out corporations are the accepted structure for genuine vendor treatment of an individual's services.

Common mistake

Choosing the classification to avoid fringes. Substance governs, so a crew member working production hours under direction is an employee whatever the paperwork says.

Related questions

Can film crew be paid as independent contractors?
Rarely. Most crew work under direction, on production schedules, with production equipment, which makes them employees regardless of what the deal memo calls them.
What is the risk of misclassifying a crew member?
Back taxes, penalties and interest, unpaid union fringe contributions, and potential wage and hour claims, usually surfacing after the production has wrapped.

Official sources

Related terms

Written and maintained by the team at Revolution Picture Cars, who budget and invoice picture-car rentals for productions. General explanation of industry practice, not tax, legal, or accounting advice. Union rates, incentive rules, and tax law change; confirm the current terms with your production accountant, your payroll company, or the relevant film office before relying on them.

Last updated August 2026.